Mortgage Readiness Assessment

Get your personalized mortgage readiness score and discover what you need to qualify for a home loan

Get your mortgage readiness score

Unlock readiness milestones

Get personalized improvement steps

Annual Income (Before Tax)

Your gross annual income from all sources

Monthly Debt Payments

Credit cards, loans, other monthly payments

Down Payment Available

How much can you put down on a home purchase?

Desired Home Price

Target price range for your home purchase

Years at Current Job

Employment history helps with qualification

Credit Score

Higher scores get better rates

Recent Payment Issues?

Late payments in past 2 years

Bankruptcy History?

Previous bankruptcy or proposal

Current Housing Situation

Your current living arrangement

Monthly Housing Payment

Enter 0 if no payment

First-Time Home Buyer?

Eligible for special programs

Applying with Co-Applicant?

Spouse or partner application

Job & Location Stability (1-5 scale)

Unstable

Very Stable

Consider job security, location stability, and future plans

Please fill in: Annual Income, Desired Home Price, Credit Score, and Employment Years

How It Works